What Is A Bad Faith Insurance Claim

If you’ve ever asked yourself, “what is a bad faith insurance claim?” you’ve come to the right place. We’ll answer that very question and cover other information you need to know about bad faith insurance claims. If your insurance company is trying to deny your claim and your money, you may be able to sue for insurance bad faith. 

What Is Bad Faith Insurance?

Insurance companies are obligated to act in “good faith.” This means they can’t look for ways to get out of paying for or even investigating a filed claim. If an insurance company does try to escape their obligations, it means they are acting in “bad faith.” As their client, this makes things harder for you as well as inconvenient and uncomfortable. 

Law.com’s legal dictionary defines bad faith as an act that is intentionally dishonest “by not fulfilling legal or contractual obligations, misleading another, entering into an agreement without the intention or means to fulfill it, or violating basic standards of honesty in dealing with others.” 

How Do I Prove Bad Faith Insurance?

Bad faith claims may come from a number of actions or inactions by your insurance provider, from denial of coverage to failure to negotiate a settlement. If you feel that your insurance company has acted in bad faith toward you, please give our attorneys a call at The Massey Law Firm, P.C. today to see how we can help. 

In order to prove bad faith, you’d usually have to show that the insurance company acted unreasonably and without proper cause. Proving bad faith requires evidence that the insurer did not make a prompt, full, and fair claim investigation, or that there was no genuine dispute over coverage.

What Is an Example of Bad faith?

The following are some common bad faith actions:

• Failure to disclose policy limits
• Failure to confirm or deny coverage within a reasonable period of time
• Unwarranted denial of coverage
• Failure to communicate pertinent information to the claimant
• Refusal to pay the claim without investigating
• Offering to settle with a substantially lower amount than the true value of the claim

Can You Sue an Insurance Company for Bad Faith?

Yes, you can sue an insurance company for bad faith. This is where we can help.

If you or someone you know has experienced dealing with an insurance company acting in bad faith, you may know how hard it can be. At the Massey Law Firm, we help handle that headache and can take care of all bad faith cases and other insurance disputes. Call us today or visit our website to get a free case review. 

Get a Free Case Review Today!

Contact our professionals today if you believe your insurance provider acted in bad faith against you or a loved one. Get the compensation you deserve. You can reach us by calling 602-955-0055, or by visiting our website https://dmasseylaw.com/.

– Massey Law Firm, your Scottsdale Insurance Bad Faith Attorneys