What Is Bad Faith?
When you enter into a relationship with an insurance provider, the insurance company is expected to act in good faith, meaning that they must not look for ways to escape their obligation to either pay for or investigate a filed claim from their clients. To do so would constitute bad faith, and would place the insured client in an uncomfortable position.
Some Common Bad Faith Actions
- Failure to disclose policy limits
- Failure to confirm or deny coverage within a reasonable period of time
- Unwarranted denial of coverage
- Failure to communicate pertinent information to the claimant
- Refusal to pay the claim without investigating
- Offering to settle with a substantially lower amount than the true value of the claim
How Can We Help?
Bad faith claims may stem from a number of actions or inactions by your insurance provider, from denial of coverage to failure to negotiate a settlement. If you feel that your insurance company has acted in bad faith toward you, please give our attorneys a call at The Massey Law Firm, P.C. today to see how we can help.